Disability

Long-Term Disability insurance protects your ability to earn a paycheck. It pays a percentage of your salary if you become unable to work for a long period of time, months or even years. This benefit is
provided to full-time employees and is a 100% employer paid benefit. Common long-term disability claims include musculoskeletal disorders, cancer or serious illness and mental health issues.

	Class 1 Employees earning $58,500 or more	Class 1 Employees earning less than $58,500
Elimination period	90 days	90 days
LTD Benefit	66.67% up to a monthly maximum of $7,000 a month	66.67% up to a monthly maximum of $7,000 a month
Eligibility	Employees earning $58,500 or more	Employees earning less than $58,500
Own Occupation Period	SSNRA	36 months
Maximum Benefit Duration	Later of age 65 or Social Security normal retirement age	Later of age 65 or Social Security normal retirement age

Downloads

Summary of Benefits-Class 1

Summary of Benefits-Class 2

Certificate-Class 1

Certificate-Class 2

Short-Term Disability insurance is “paycheck” protection that pays a percentage of your salary if you become temporarily disabled for a period of weeks. This benefit is provided to full-time employees and is a 100% employer paid benefit. Common short-term disability claims include injury, pregnancy and minor surgeries.

	Benefit
Elimination period: Accident Sickness	30 Days 30 Days
Benefit percentage	66 2/3% up to $1,000 a week
Maximum Benefit Period	13 weeks total 4 week waiting period & 9 weeks paid

Downloads

Summary of Benefits

Bookllet

Group Number

GOOO BTLY

Provided By

Mutual of Omaha

Provider Website

www.mututalofomaha.com

Customer Service

800.217.7146

Resources

Frequently Asked Questions